Retirement Readiness Quiz
A quick, plain-language check of whether you're on track for retirement. Answer a handful of questions and get a readiness score, a projected-versus-goal income comparison, and a short list of next steps tailored to your situation.
How Readiness Works
Understand what "on track" actually means — the income-replacement goal, how today's savings and contributions grow, and how the 4% rule turns a nest egg into yearly income.
Read the GuideCheck Your Readiness
Enter your age, income, current savings, and monthly contributions. The quiz projects your retirement income in today's dollars, scores it against your goal, and shows the levers that would close any gap.
Take the QuizWhat "On Track" Means
Being on track isn't about hitting one magic number — it's about whether your future income will cover the lifestyle you want. This quiz compares the income your plan is likely to produce against a share of your current pay, and tells you how close you are.
Your Income Goal
Most plans aim to replace roughly 70–85% of pre-retirement income, since some costs (commuting, saving itself) fall away. The quiz defaults to 80% and lets you change it.
Where It Comes From
Retirement income usually blends three sources: withdrawals from your portfolio, Social Security, and any pension or annuity. The quiz adds them together.
Growing Your Savings
Today's balance plus steady contributions compound over the years until you retire. The projection works in today's dollars so the comparison is apples-to-apples.
Closing a Gap
If there's a shortfall, there are only a few levers: save more, work a little longer, or adjust the goal. The quiz shows what each would take.