September 23, 2026

Retirement Readiness — Your Results

Your Information

Current Age Planned Retirement Age

Current Annual Income ($) Your gross pay. The quiz aims to replace a share of this in retirement. Income to Replace (%) The share of your current income your plan aims to provide in retirement. 70–85% is a common range; 80% is the default.

Current Retirement Savings ($) Total currently invested for retirement across all accounts — 401(k), IRA, brokerage earmarked for retirement, etc. Monthly Contribution ($) What you add to retirement savings each month, including any employer match.

Estimated Monthly Social Security ($) Your estimated monthly benefit in today's dollars. Not sure? Estimate it with the Social Security Basics tool, or use ssa.gov/myaccount. Other Monthly Retirement Income ($) Any fixed monthly income in today's dollars from a pension or annuity. Leave at 0 if none.

Advanced assumptions

Annual Return (%) Your expected average annual investment return before retirement, before inflation. Higher figures are allowed so you can see the effect, and flagged when they go beyond what markets have delivered over long periods. Inflation (%) Expected long-run inflation. The projection grows savings at your return minus inflation, keeping everything in today's dollars. Withdrawal Rate (%) The share of your portfolio drawn each year in retirement. The 4% rule is a common starting point; drawing much more than that is what this is here to show you.

Check Your Readiness

Retirement Readiness — Your Results

Your Information